Gravity Payments

Business Strategy & Advice

Pros & Cons of Merchant Cash Advance Programs v. Traditional Small Business Lending

A merchant cash advance, or MCA, is a short term funding solution for merchants looking for cash to assist their business with a range of things like payroll, purchasing inventory, or additional operating expenses. It’s pivotal to note that an MCA is not a loan, it is capital funding for your business that is repaid […]
Business Strategy & AdviceFinance

An Overview: Level 2 Transactions for Small Businesses and how they assist in reducing your processing rates

You know the old adage, “there’s a cost to doing business”? It’s true! If your business accepts credit cards, one of those costs is interchange. Interchange fees are transaction fees that you must pay whenever a customer uses a credit or debit card to your goods or services. The card brands, Visa and MasterCard, set […]
Business Strategy & Advice

How to Collect Payments On Time for Your Small Business

Not getting paid on time? Learn how to make sure your clients pay you in a timely manner with these 5 tips.
Business Strategy & AdvicePayments

5 Ways You Can Invest in Employee Development

Need to know how to invest in employee development for business growth? Discover five key ways to improve the value and skills of your employee base in this breakdown.
Business Strategy & Advice

7 Business Planning Mistakes to Avoid for Restaurants in 2024

7 key mistakes to steer clear of when planning a restaurant business
Business Strategy & Advice

5 Steps To Write a Successful Business Plan for 2024

Incorporate these 5 key steps into the yearly update of your plan to help get a clear, realistic picture that will allow you make the most of the coming year.
Business Strategy & Advice

Strengthening Small Businesses Security with Multi-Factor Authentication

In the rapidly changing landscape of cyber security, protecting sensitive information has become a top priority for businesses of all sizes. With small businesses often functioning with limited resources they can be more vulnerable to cyber attacks and threats. There is a simple and powerful option that can significantly enhance cyber security: multi-factor authentication (or […]
Business Strategy & AdviceSecurity

Fraud 101: An Introduction to Bust Out Fraud, Identity Fraud, and Transaction Laundering

With more and more instances of fraud popping up in the news, devastating businesses across the globe, let’s take a moment to learn about three of the most common types of fraud businesses may have to deal with. These types of fraud are bust out fraud, identity fraud, and transaction laundering. In this blog we’ll […]
Business Strategy & AdviceSecurity

Credit Card Encryption and Tokenization Explained

Learn what credit card encryption and tokenization are and how these technologies help you to protect payment information and securely process credit card payments.
PaymentsSecurity

What is a Cash Position? Definition, Calculation and Example

Learn what a cash position is, how to calculate it, and what a good cash position could look like for your small business.
Business Strategy & AdviceFinance

7 Important Financial Ratios for Small Businesses

Understanding key financial ratios is important for small business owners looking to maintain a healthy and sustainable operation. From the current ratio, which helps assess liquidity, to the net profit margin, offering a glimpse into profitability, these ratios are instrumental in making informed financial decisions. Whether you're a startup or an established business, mastering these metrics can lead to better financial stability and growth.
Business Strategy & AdviceFinance

9 Ways to Future-Proof Your Coffee Shop (Updated 2023)

Learn how to prepare your coffee shop for the future and how to adapt to developments that are out of your control, such as the COVID-19 pandemic.
Business Strategy & Advice