Category: Payments

5 Things You Should Know When Starting with Clover® POS

Quickly learn some of the most valuable tips and tricks for getting your business up and running on Clover POS.

Clover Contactless Solutions for Your Restaurant

Since the outbreak of COVID-19, many businesses have been searching for ways to serve customers while practicing social distancing. Such solutions are especially valuable to restaurants, which traditionally require a lot of interaction between customers and staff. Thankfully, the move toward contactless ordering and payments had been going on long before the pandemic began. But … Continued

How to Understand Credit Card Pricing Structures

For many businesses, credit card processing fees account for their fourth largest expense (behind payroll, rent, and cost of goods sold). Because there are many types of processing fees, it can be difficult to figure out exactly how much you’re paying and why. At Gravity, we try to simplify this process as much as possible, … Continued

What You Should Know About Surcharging

The process of surcharging allows you to pass on the cost of certain credit card fees to your customers. Because credit card fees often make up the fourth-biggest expense for a small business (behind rent, payroll, and cost of goods), this can be a great option to help you save some money each month. However, … Continued

How to Read a Credit Card Statement

For many businesses, credit card processing represents their fourth biggest expense behind payroll, rent, and cost of goods sold. But understanding where those fees are coming from can be confusing. A good place to start is with your processing statement, but if you’re not sure how to read one, it can prompt more questions than … Continued

Understanding the Basics of Credit Card Interchange

Credit card interchange is one of the most difficult aspects of processing. But it’s also one of the most important if you want to understand the fees your business is being charged. While all of the specific factors that determine interchange are too complicated to explain in a single blog post, there are some basic … Continued

How to Be a Small Business Champion

“We exist to stand with the little gal or guy who believes in the American Dream and is willing to work to chase it.” For the past sixteen years, this has been the Gravity Payments mission statement. Back when CEO and founder Dan Price was still a teenager, he learned that one of the coffee … Continued

“Dear Gravity”: Advice for Merchants

Dear Gravity, I’ve been with my processor for five long years. But they’re not giving me the support and attention when I need it the most. I’ll call and I’ll call and I always get their voicemail or I get stuck in a phone tree. My messages often go ignored. They’re not really checking in … Continued

Welcome to Credit Card Processing: What you need to know

When someone hands you a card to swipe, a series of electronic communications whirs into action. If it seems a little confusing, you’re not alone. Gravity’s Phil Akhavan breaks down the processes behind accepting credit cards at your business.

Databases Taught Me Everything (Part 1)

Okay, so they didn’t teach me everything, but close enough. So much so I thought I would share my journey from fledgling developer to a data architect. What should I be? I’m getting older. No, I didn’t say old. I said “older.” As in maturing. Something that comes with getting older is younger people asking … Continued