Running a veterinary clinic isn’t just about caring for pets — it’s about caring for the health of your practice too. Between staffing, equipment, supplies, and keeping tails wagging, every dollar matters. But there’s one expense quietly taking a bite out of your revenue: credit card processing fees. How Surcharging Keeps Your Vet Practice in the Green.
The good news? There’s a way to reduce those fees without raising your service prices. It’s called surcharging, and it’s a simple, compliant way to pass credit card processing costs on to clients who choose to pay with a credit card.
Let’s talk about how much your practice could retain this year
What Is Surcharging and How Does It Work for Veterinary Practices?
Surcharging adds a small, clearly disclosed fee to credit card transactions. This fee covers the processing cost, allowing your practice to keep the full payment for your services.
Here’s how it works in real life:
- Without Surcharging:
You process a $200 vet bill, but after 3% in fees, you only keep $194. - With Surcharging:
The client pays $206 ($200 + 3% surcharge), and you keep the full $200.
Over the course of a month — or a year — those savings add up fast. For many veterinary clinics, surcharging can mean 20–90% less spent on credit card payment processing fees, freeing up thousands of dollars annually. How Surcharging Keeps Your Vet Practice in the Green.
Why Veterinary Clinics Are Perfect for Surcharging
- High transaction values – Common services like surgeries, diagnostics, and treatments are higher-ticket items, so even a small percentage saved per transaction adds up significantly.
- Repeat clients – Loyal pet owners come back often, making your savings consistent over time.
- Clear compliance opportunities – With transparent communication, most clients understand the fee and often choose cost-free payment methods like debit or cash.
How Gravity Payments Makes Surcharging Easy and Compliant
Setting up surcharging might sound complicated — but with Gravity Payments, it’s as simple as a tail wag.
Here’s what we do for you:
- Full Compliance Setup – We handle registration with credit card brands and ensure you meet all state regulations.
- Transparent Receipts – Every surcharge is itemized on the customer’s receipt so it’s clear and professional.
- Pre-Configured Terminals & POS Systems – We set up your hardware and software so surcharging runs automatically.
- 24/7 Real Human Support – Whether it’s 2 p.m. or 2 a.m., you can call and speak to a real person (no phone trees) for help.
- Local Understanding – We know the unique needs of veterinary clinics and work with you to create a smooth payment process for your clients.
Savings That Can Go Back Into Your Practice
Imagine what you could do with the money you save on processing fees:
- Upgrade diagnostic equipment.
- Invest in staff training and development.
- Expand your services or add a new exam room.
- Support community pet care programs.
Every dollar you save on fees is a dollar you can put back into the care and comfort of your patients — and the growth of your practice.
Ready to Save More and Stress Less?
If you’re tired of watching credit card fees nibble away at your hard-earned revenue, surcharging could be the solution your veterinary practice needs. And with Gravity Payments, you’ll have a partner who ensures it’s done right — from compliance to setup to 24/7 support.
Let’s help your clinic keep more of what you earn.
Contact us today to learn how surcharging can work for your practice — and start saving on your very next transaction.
Start saving on payment processing fees with surcharging!
