Funding can be complex and long drawn out, but not with Gravity Capital. We lessen the pain for businesses that need capital with a process that is quick, flexible and transparent. Financial institutions and traditional lenders have created friction with small business owners with their aggressive policies and practices and firm qualifications. Whether you need new equipment, more inventory or have a business emergency, Gravity Capital covers our merchants by providing a secure, guaranteed solution that works with your small business, not against it.
What is Gravity Capital?
Gravity Capital is a unique small business funding solution that utilizes a merchant’s credit card processing volume to determine overall, and daily pay back amounts. The application process is simple and direct with payback flexibility that can’t be found with our competitors. After the merchant applies, the application is reviewed, the merchant selects a funding option and they are funded as quickly as 48 hours. The repayment process is seamless, contrary to traditional lending, Gravity collects a percentage of sales instead of implementing harsh payment schedules.
What are the benefits?
Quick funding: Once your offer is accepted, money will be in your account in 3-5 business days but as quickly as 48 hours.
Full transparency: Merchants will be given three options with different factor rates and holdback percentages, they can choose the option that fits their business’s needs.
Flexibility: Here at Gravity we evaluate the entire business prior to decision making, observing your overall business health and not just your credit score. No annual revenue minimum, no credit score minimum and no personal guarantee.
How do merchants qualify?
Merchants need a signed application and 4 months of banking statements to fulfill qualifications. More documentation may be needed for higher funding amounts. Gravity Payments focuses on the highest level of customer support for our merchants.
For more information on Gravity Capital, please contact us today.
