Gravity Payments Local Business

COVID-19 Resource Center: Tips, News, and Information for Small Businesses

For local information, see our State-by-State COVID-19 Small-Business Resources.

Restaurant-specific information is available on our Restaurant Resources page.

If you are considering closing your business for any amount of time, please give our team a call at 866-701-4700 to walk you through best practices and options.


Stimulus Bill

Financial Assistance

Help for Employees

General Resources

Alternative Payment Options

Gravity Payments Services

Industry/Occupation Resources

General News Sites

Stimulus Bill

Reported highlights for small businesses of the stimulus package passed March 27 include:

  • Emergency grants of up to $10,000.
  • Short-term forgiveness on new loans of up to $10 million.
  • Six-month hiatus on existing SBA loans.
  • Payroll tax credit.


Financial Assistance

Loan information

Federal government

Small Business Administration

Tax information



Help for employees

The Department of Labor’s Coronavirus page and Disaster Unemployment Assistance page have information on eligibility, benefits, and filing a claim.

More information is available on the federal government’s Financial Assistance After a Disaster or COVID-19 general information pages.

Highlights of the Stimulus Package

Details subject to change.

$1,200 Stimulus Check

People earning $75,000 or less in adjusted gross income (as of 2018) will get a direct payment of:

  • Individuals: $1,200 (Income up to $75,000).
  • Married: $2,400 (Income up to $150,000).
  • Individual Head of Household: $1,200 (Income up to $112,500).
  • An additional $500 per child.

Payments will scale down and phase out entirely at $99,000 ($198,000 for married) about 5 percent per $1,000 over till 0.

First half of payment is potentially slated to go out in the mail April 6, and second half May 18.

Taxpayers that authorized payment of previous tax refunds via ACH (on or after Jan 1st 2018 or in the event the individual did not file in that year 2019 would be used) will have payments delivered to the bank account on file (SEC. 6428. 2020 3-(B)).

Unemployment benefits increase by $600

Unemployment benefits are based on state rules and how much money you earned while working, with a weekly cap on how much unemployment you can get for a state defined number of weeks. The stimulus bill adds an additional 13 weeks to what the maximums are for each state and $600 on top of the qualified benefit.

Below are the current maximums per state per week:

  • Idaho: $405, 26 weeks
  • Washington $790, 26 weeks
  • California $450, 26 weeks
  • Hawaii $630, 26 weeks
  • Oregon $590, 26 weeks
  • Nevada $427, 26 weeks
  • Missouri $320, 20 weeks
  • Texas $521, 26 weeks
  • Oklahoma $505, 26 weeks
  • Florida $275, 12 weeks
  • Michigan $362 (w/dependents), 20 weeks

Employees can qualify for unemployment benefits if they are laid off or fired (without misconduct).

Additional details:

  • Partial benefits may be available if hours are greatly reduced or employees are furloughed due to quarantine.
  • Employees who volunteer for unpaid leave may not qualify.
  • You are not likely to get coverage for “quitting.”
  • Coverage is for four months and potentially should cover a bulk of people’s incomes.


General Resources

State, city information

State-by-State COVID-19 Small-Business Resources.

Government Sites

Federal government COVID-19 general information page.

SBA: Guidance and Loan Resources.

SBA loan application process (PDF document).

SBA local assistance page

IRS Small Business and Self-Employed Tax Center

Chamber of Commerce

Resources to Help Your Small Business Survive the Coronavirus

Coronavirus Response Toolkit

Media Resources

Forbes Small-Business Relief Tracker.

How Consumers Can Help

USA Today: Help Save a Local Business.


Alternative Payment Options

A number of firms are lowering costs and/or waiving hosting fees. Be sure to ask.

Online-ordering and delivery services
Point-of-sale and integration services


Gravity Payments services

Gift and loyalty cards.


Mobile payments.

Gravity support.


Industry/occupation resources


Artist Trust COVID-19 resources


USBG: COVID-19 Relief and Response Information

Coffee Shops
Law Firms

COVID-19 Financial Resources for Firms and Their Clients


Arts Fund COVID-19 Resources


AVMA COVID-19 page


General News Sites


Not sure where to start?

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