Gravity Payments

Island Grown Profits: Cut Your Processing Fees by 20–90% a Month

We’re so passionate about helping you recapture 20% to 90% of your credit card processing fees through compliant surcharging.

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For over 20 years, we’ve watched the sunrise over these islands and worked side-by-side with the heart and soul of Hawaii: our local business owners. You aren’t just merchants to us; you’re our neighbors, our friends, and the reason our community thrives. That’s why we’re so passionate about helping you recapture 20% to 90% of your credit card processing fees through compliant surcharging.

We know that every dollar staying in your pocket is a dollar that goes back into our local economy. 

Get your free surcharging compliance review

Why Trust the Island’s Largest Local Team?

Navigating the “legal waters” of surcharging shouldn’t feel like paddling against the tide. Here is why Hawaii chooses us:

  • 24/7 Local Support: Whether it’s noon or a late-night shift, our team is right here on-island. No mainland call centers, just real people who understand the rhythm of Hawaii.
  • Two Decades of Aloha: With over 20 years of experience, we’ve seen the industry change, but our commitment to your success has remained as steady as Diamond Head.
  • The Largest Crew on the Island: Being the biggest means we have the resources to be there when you need us, providing the most reliable service in the state.

Making Compliance Easy as 1, 2, 3

We know “compliance” sounds like a headache, but our team makes the transition smoother than a calm day at Lanikai. Here is our simple three-step process to get you saving:

  1. We Handle the Paperwork: We take care of the heavy lifting, including all mandatory registrations with card brands (like Visa and Mastercard) and ensuring your business meets every state and federal legal requirement.
  2. Expert Terminal Programming: Our local technicians handle the technical setup for you. We program your terminals to automatically detect card types and break out the surcharge clearly on every receipt, ensuring total transparency.
  3. On-Site Launch & Training: We don’t just ship you a box. Our team comes to your location to train your staff and ensure everything is running perfectly. With us, you get a “white-glove” setup that is 100% compliant from day one.

More Than Just Numbers: It’s Heart

We love our local businesses. From the North Shore to the bustling streets of Honolulu, our team is always ready to help because we believe in your vision. We don’t just “run numbers”; we help you protect your hard-earned margins so you can focus on what you love.

Let our family take care of your business family. Our local experts are ready to show you the numbers so you can see exactly how much you can save every month. Recapture 20% to 90% of your credit card processing fees.

Ready to see the difference local expertise makes?

Don’t Risk Your Merchant Account

In a market as competitive as Hawaii, your ability to accept payments is your lifeline. Don’t leave it to chance with a “manual” fee that could get you flagged. We provide the tools, the technology, and the training to make sure your transition to surcharging is smooth, professional, and most importantly: Compliant.

Get your free surcharging compliance review today and take the first step toward recovering your profits! Start by filling out the form below.

Get your free surcharging compliance review

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