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Boost your business with Working Capital

No interest rate

Every dollar you repay lowers your outstanding Working Capital balance.

No late payments

We collect a fixed percentage of your credit card transactions, so you’ll never worry about missing a payment.

Free to apply

It wouldn’t make sense to charge an application fee, so we don’t ask for one. It’s that simple.

Quick funding

Once approved, you should receive funding in your account the day after signing.

Hear from a business owner

How Working Capital helped this restaurant

Manhattan Seattle, located in the heart of Capitol Hill, used Gravity Payments’ Working Capital program to help spur growth in their restaurant.

Working Capital Resources

An Investment Into Your Company's Future

Growth can come in many forms for businesses, but it’s always at the forefront of every entrepreneur’s mind. That’s why small business lending is an important asset to have in your toolbox.

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Build Your Business With Working Capital

Here’s how Manhattan Seattle used our small business lending program, Working Capital, to achieve growth.

Read More ›

How To Find Your Effective Rate

We’ve always been curious why more small business owners don’t know this simple tool to find out if your merchant services fees are too high. Click here to learn what your effective rate is in 30 seconds or less.

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Apply for working capital

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