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We purchase a fixed amount of your future transactions. You get money now to cover your operational expenses. No fuss. No red tape.
Every dollar you repay lowers your outstanding Working Capital balance.
We collect a fixed percentage of your credit card transactions, so you’ll never worry about missing a payment.
It wouldn’t make sense to charge an application fee, so we don’t ask for one. It’s that simple.
Once approved, you should receive funding in your account the day after signing.
Hear from a business owner
Manhattan Seattle, located in the heart of Capitol Hill, used Gravity Payments’ Working Capital program to help spur growth in their restaurant.
Growth can come in many forms for businesses, but it’s always at the forefront of every entrepreneur’s mind. That’s why small business lending is an important asset to have in your toolbox.
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Here’s how Manhattan Seattle used our small business lending program, Working Capital, to achieve growth.
We’ve always been curious why more small business owners don’t know this simple tool to find out if your merchant services fees are too high. Click here to learn what your effective rate is in 30 seconds or less.