Working Capital with Gravity Payments

Working Capital
The Funding You Need Without The Hassle

Our Working Capital program gives you the funds you need without the red tape of a bank loan.

James S.
Pecado Bueno | Seattle, WA

Working Capital

Need help growing your business? Our Working Capital program has funds set aside specifically to help independent businesses succeed. We have already invested millions of dollars in our clients' communities, helping them build and improve their businesses without the difficult and time consuming process of applying for a traditional bank loan. With Gravity's program, there's no minimum credit score or application amount, no fixed monthly payments, and the application process is free and painless.

  • No traditional interest rate or accruing interest charges—Both parties agree upon a set payback amount prior to funding that will only ever decrease as payments are made. Your balance will never increase, regardless of how quickly the advance is repaid.
  • No worrying about late payments—We collect a fixed percentage of your credit and debit card transactions, so you'll never have to think about making or missing a payment. Similar to the payback amount, this percentage is agreed upon by both parties before any paperwork is signed.
  • Free and easy to apply—It wouldn't make sense to charge you for an application, so we don't ask for a fee. Most applications simply require completion of a one-page form and your four most recent business bank statements.
  • Quick access to funds—Once we receive underwriting documentation, you'll know if you've been approved in two business days or less and you'll have the funds in your account the next business day after signing the agreement.
Success story from one of our community businesses
Gravity Payments' Working Capital Program provided me the funding I needed to finish a large patio addition. It was great not to have to mess with the process and red tape of a standard bank loan.
James S.,
Pecado Bueno & Taco Del Mar | Seattle, WA

Let’s talk!
Just fill out this form or call 866-701-4700.

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Why do more community business owners trust Gravity?

  • We’re honest. So much so, we’ll tell you if we can’t beat a great deal you’re already getting.
  • We’re completely transparent. We don’t hide anything in the fine print or confuse you with industry jargon.
  • We provide good old-fashioned customer service. You won’t be stuck in a phone tree or talk to a robot. Our Support Team is on call 24/7 to help whenever you may have an issue.
  • We don’t talk. We listen. You run the conversation and tell us how you want to run your business. We’ll figure out what we can do to help.
  • We have your best interests in mind. We don’t sell you equipment or services you don’t need. Our only motivation is to help find the solution that best fits your business.
  • We make it simple to accept payments. As soon as you tell us what you need, we’ll do all the heavy lifting.

If you have questions about accepting payments, or aren’t really sure where to begin, let’s have a quick chat! Fill out the form above and someone on our team will be standing by, ready to answer any questions you may have.

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Our loyal customers depend on us for more than just our Working Capital program to help them grow their businesses.

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