Working Capital with Gravity Payments

Working Capital
The Funding You Need Without The Hassle

Our Working Capital program gives you the funds you need without the red tape of a bank loan.

James S.
Pecado Bueno | Seattle, WA

Working Capital

Need help growing your business? With our Working Capital program, we have set aside millions of dollars to help independent businesses succeed. To date, we have already invested over $25 million in our clients’ community businesses, helping them build and improve their businesses without the process and fees of a bank loan. There are no minimum amounts, no monthly payments, and it’s free and painless to apply.

  • No worrying about late payments—We purchase a fixed percentage of your future credit card transactions, so you’ll never have to think about making a payment.
  • Free and easy to apply—It wouldn’t make sense to charge you for an application, so we don’t ask for a fee. To apply, you simply need to fill out a one-page application and provide your three most recent bank statements.
  • Flexible terms based on your situation—We understand the ebbs and flows of business, so when sales are up, your business will pay a little more. When your business is slower, you’ll pay less. We adjust to what works best for you.
  • Access to funds almost immediately—Once your business is approved, we can have the funds in your bank account within one business day.
Success story from one of our community businesses
Gravity Payments’ Working Capital Program provided me the funding I needed to finish a large patio addition. It was great not to have to mess with the process and red tape of a standard bank loan.
James S.,
Pecado Bueno & Taco Del Mar | Seattle, WA

Let’s talk!
Just fill out this form or call 866-701-4700.

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Why do more community business owners trust Gravity?

  • We’re honest. So much so, we’ll tell you if we can’t beat a great deal you’re already getting.
  • We’re completely transparent. We don’t hide anything in the fine print or confuse you with industry jargon.
  • We provide good old-fashioned customer service. You won’t be stuck in a phone tree or talk to a robot. Our Support Team is on call 24/7 to help whenever you may have an issue.
  • We don’t talk. We listen. You run the conversation and tell us how you want to run your business. We’ll figure out what we can do to help.
  • We have your best interests in mind. We don’t sell you equipment or services you don’t need. Our only motivation is to help find the solution that best fits your business.
  • We make it simple to accept payments. As soon as you tell us what you need, we’ll do all the heavy lifting.

If you have questions about accepting payments, or aren’t really sure where to begin, let’s have a quick chat! Fill out the form above and someone on our team will be standing by, ready to answer any questions you may have.

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Our loyal customers depend on us for more than just our Working Capital program to help them grow their businesses.

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