Credit Card processing at Gravity Payments.

Credit Card Processing
Credit Card Processing With Independent Business In Mind

Do you know how much you’re really paying to accept credit cards?
Use our free effective rate calculator to find out.


Credit Card Processing

Our credit card processing solution provides and integrates with a wide variety of terminal and software options, including the latest mobile and EMV solutions. We accommodate existing systems with ease, regardless of your current situation.

  • Seamless integration with POS hardware and software systems
  • Acceptance of card-not-present transactions (eCommerce, online gateways, MOTO)
  • Mobile payment processing
  • Hosted payment acceptance forms
  • PCI compliance
Success story from one of our community businesses
Gravity Payments’ sole purpose is to make your business run the way it should. There are no hidden fees and no funny charges. You’ll wonder why you didn’t switch to them a long time ago.
Cameron V.
The Daisy Cafe | Bellingham, WA

Let’s talk!
Just fill out this form or call 866-701-4700.

Would you like to schedule a time to talk with a Specialist?

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Are you paying too much in credit card processing fees?

You probably get bombarded by credit card processors all the time. They promise you the lowest rates possible, but when you switch over, you might end up feeling let down. In 30 seconds, find out if you’re being overcharged by your credit card processor. First, grab your most recent processing statement. Then enter your total monthly sales and total monthly fees into our calculator .
Surprised by what you found? Often merchant service companies will hide extra costs in the fine print, not making it very clear what your actual final rates are at the end of the month. That’s pretty frustrating. At Gravity, our mission is to change the industry by providing transparent rates, no hidden fees, and not confusing you with industry jargon. We’d like to help find a way to lower your effective rate. Adjust your calculation

Your effective rate is:


Does that seem too high? Fill out the form so we can find the best solution for your business.

Would you like to schedule a time to talk with a Specialist? Yes No thanks

Thanks for your inquiry.

A member of the Gravity team will get in touch with you too see if we can lower your effective rate.

Want to learn more about Gravity Payments? Continue browsing or follow us on social media!


Why do more community business owners trust Gravity?

  • We’re honest. So much so, we’ll tell you if we can’t beat a great deal you’re already getting.
  • We’re completely transparent. We don’t hide anything in the fine print or confuse you with industry jargon.
  • We provide good old-fashioned customer service. You won’t be stuck in a phone tree or talk to a robot. Our Support Team is on call 24/7 to help whenever you may have an issue.
  • We don’t talk. We listen. You run the conversation and tell us how you want to run your business. We’ll figure out what we can do to help.
  • We have your best interests in mind. We don’t sell you equipment or services you don’t need. Our only motivation is to help find the solution that best fits your business.
  • We make it simple to accept payments. As soon as you tell us what you need, we’ll do all the heavy lifting.

If you have questions about accepting payments, or aren’t really sure where to begin, let’s have a quick chat! Fill out the form above and someone on our team will be standing by, ready to answer any questions you may have.

Looking for eCommerce solutions?

We’ll consult with you to provide a safe and easy online experience for you and your customers.

Find out more

Our loyal customers depend on us for more than just credit card processing to help them grow their businesses.

Not sure where to start?

Let us help! We’ll find the right solution for your business.