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Accept major credit cards.

Choose the payment solutions you need for processing online, in person, or on the go. Get set up to accept payments for 
cards using chip and PIN, tap and pay, or by swiping. You can also manually key-in information for online or over the phone purchases. Our robust payment processing options include virtual terminals, point-of-sale, mobile apps, a payment gateway, and credit and debit machines. You can select the combination of processing options you need to serve your customers.

Have you wondered exactly how card processing works?

Here it is in 5 steps

Step 1. A customer swipes or inserts a card.

Step 2. The transaction is authorized by the bank that issued the card.

Step 3. Transaction information is sent to the card brand for authorization.

Step 4. The purchase is approved.

Step 5. The merchant receives a deposit in their bank account.

Want to know if you are overpaying for credit card processing?

Use our handy tool to find out.

First, grab your most recent processing statement. Then enter your total monthly sales and total monthly fees into our calculator.


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Surprised by what you found?

Often merchant service companies will hide extra costs in the fine print, not making it very clear what your actual final rates are at the end of the month. That’s pretty frustrating.

At Gravity, our mission is to change the industry by providing transparent rates, no hidden fees, and not confusing you with industry jargon. We’d like to help find a way to lower your effective rate.

Your effective rate is:


Does that seem too high? Fill out the form so we can find the best solution for your business.

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Here are a few reasons to accept credit cards.

Speed up your transactions

Authorizing a credit card takes only a few seconds, giving you more time to manage the rest of your business.

Larger tickets

Customers are comfortable making larger purchases using their credit card, as they’re protected by their bank’s cardholder policies.

Stop chasing checks

Most customers will settle up sooner, helping you increase your cash-flow by receiving your funds the next day.

Get started with Gravity Payments today.