Independent Business Served Here

Start Accepting Credit Cards Today

Gravity Payments delivers insanely accessible payment processing for independent businesses.

Get Customized Pricing

We’ve Got Your Back

There’s a Small Army Devoted to Your Success

We believe in standing with independent business owners who believe in the American dream and are willing to work to chase it. That’s why you can always expect unflinching devotion from us.

Clear Rates, Complete Devotion

Our Pricing Models

Subscription Pricing

Open Merchant Account Online

Gravity Instant – our subscription pricing model – is perfect for businesses processing less than $60,000 a month — like many retail stores, counter-service restaurants, auto repair shops, home repairs, medical clinics, fitness studios, and more.

$99/month

  • interchange
  • a nickel per swipe

Customized Pricing

Get a Quote Now

See how much money our pricing specialists can save your business on credit card processing.

OUR PRICING PROMISE

  • We promise to never snake-charm you with one rate and then bamboozle you with another at the end of the month.
  • We promise to always have your back by not hiding nasty little terms or conditions in microscopic fine print.
  • We promise to always try to meet or beat your current credit card processing rates.
  • We promise to tell you when we can’t beat a great deal you’re already getting.

Why?
Because we believe in independent business, that’s why. We’re on your side.

Are you paying too much in credit card processing fees?

You probably get bombarded by credit card processors all the time. They promise you the lowest rates possible, but when you switch over, you might end up feeling let down. In 30 seconds, find out if you’re being overcharged by your credit card processor.

First, grab your most recent processing statement. Then enter your total monthly sales and total monthly fees into our calculator on the right.

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$

‹ Go Back

Surprised by what you found? Often merchant service companies will hide extra costs in the fine print, not making it very clear what your actual final rates are at the end of the month. That’s pretty frustrating.

At Gravity, our mission is to change the industry by providing transparent rates, no hidden fees, and not confusing you with industry jargon. We’d like to help find a way to lower your effective rate.

Your effective rate is:

0.00%

Does that seem too high? Fill out the form so we can find the best solution for your business.

Hear From Our Team

How Accepting Credit Cards Works

When someone hands you a card to swipe, a series of electronic communications whirs into action. Seems a little confusing right? You’re not alone. We’re here to break down the processes behind accepting credit cards at your business.

Credit Card Processing Resources

How Credit Card Processing Works

We get it. Credit card processing is complicated. That’s why we strive to make it as simple and seamless as possible. Here are the need-to-knows about accepting credit card payments.

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Chargebacks 101

Here’s what every business owner needs to know about how chargebacks work.

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How To Find Your Effective Rate

We’ve always been curious why more small business owners don’t know this simple tool to find out if your merchant services fees are too high. Click here to learn what your effective rate is in 30 seconds or less.

Read More ›

Start Accepting Credit Cards Now

Open Merchant Account