Accept Payments, Not Shenanigans

Credit Card Processing for Independent Businesses

Whether you’re new to credit card processing or looking to switch processors, our devoted team of industry experts will set you up with the solution that best fits your business.

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Gravity Instant

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Sign up in minutes and start processing credit cards in days. Gravity Instant is ideal if you want subscription-style pricing with a simple setup.

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See how much money our pricing specialists can save your business on credit card processing.

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Clear Rates, Complete Devotion

Our Pricing Models

Subscription Pricing

Open Merchant Account Online

Gravity Instant – our subscription pricing model – is perfect for businesses processing less than $60,000 a month — like many retail stores, counter-service restaurants, auto repair shops, home repairs, medical clinics, fitness studios, and more.


  • interchange
  • a nickel per swipe

Customized Pricing

Get a Quote Now

See how much money our pricing specialists can save your business on credit card processing.

Our Pricing Promise

  • We promise to never snake-charm you with one rate and then bamboozle you with another at the end of the month.
  • We promise to always have your back by not hiding nasty little terms or conditions in microscopic fine print.
  • We promise to always try to meet or beat your current credit card processing rates.
  • We promise to tell you when we can’t beat a great deal you’re already getting.

Because we believe in independent business, that’s why. We’re on your side.

Independent Business Served Here

24/7 Support

No robots. No phone trees. Just real people always available to help whenever an issue may come up.
Build relationships

Honesty & Transparency

We won’t talk in industry mumbo jumbo, unclear pricing terms, or stick you with a confusing iron-clad contract. Some would say we’re so transparent, it’s almost indecent.

Secure Transactions

From point-to-point encryption to tokenization to PCI compliance to fraud management, our highest priority is to make sure every credit card is processed safely and securely.

Consultative Approach

We don’t talk. We listen. You run the conversation and tell us how you want to accept payments. We’ll find a processing solution that fits those needs.

Tori of Gonnason Boats | Kent, WA

“This shop means everything to me and my family.”

Hear from Tori to learn why Gonnason Boats chose Gravity Payments over the “hundreds of other processors” who have called on their business to “help them out”.

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