Finance

Learn about the differences between working capital funding and term loans, and how to pick the right financing option for your small business.

Building and growing your small business is a major part of the American dream. But for many minorities, it feels inaccessible or even impossible. That’s partially so because minority-owned businesses often struggle to access capital: the cash and other resources necessary to build and grow a business from scratch. Minority business owners are much less […]

Learn how to determine a good working capital ratio for your small business, why it matters, and how to improve your working capital ratio.

Learn what negative working capital is, why it isn’t always a bad thing, and how small businesses find themselves with negative working capital.

Learn what a working capital loan is, how to use this type of financing in your small business, and the pros and cons of working capital loans.

Learn how to calculate working capital and manage your small business’s working capital requirements with our in-depth tutorial.

Learn what working capital turnover is, how to calculate it, and how to optimize working capital turnover in your small business.

With the holiday season fast approaching, many small businesses are getting ready for their busiest and most profitable time of year. These critical five weeks – from Black Friday to Christmas – will often make-or-break a company’s sales and profit targets for the entire year. That’s why it’s important to plan ahead to secure the […]

Purchasing all the equipment your business needs can be tough, especially when accounting for tax season. However, as a business owner, you owe it to yourself to take advantage of all major tax advantages possible, including the Section 179 deduction. Not sure what Section 179 is or how it works? Read on for a detailed […]

It’s one thing to have enough money to cover daily operating expenses for your small business. It’s another to have a financial cushion that can help you weather economic storms, both expected and unexpected. What is a Financial Cushion? A financial cushion consists of the savings you keep in order to be able to cover […]

Getting approved for a small business loan can be a stressful and complicated process when starting or growing your business. It’s even more frustrating to jump through all those hoops, only to find out that you don’t qualify for the capital you need. For a small business owner who is struggling to qualify for a […]

Recession. We are hearing about a potential recessionary time and economic downturn. Whether it is true or not, in our economy there are always boom and bust cycles and your business might also feel upward growth followed by a downturn. As we know, with COVID and injection of cash into the economy, we witnessed exponential […]