Finance

A merchant cash advance, or MCA, is a short term funding solution for merchants looking for cash to assist their business with a range of things like payroll, purchasing inventory, or additional operating expenses. It’s pivotal to note that an MCA is not a loan, it is capital funding for your business that is repaid […]

Learn what a cash position is, how to calculate it, and what a good cash position could look like for your small business.

Understanding key financial ratios is important for small business owners looking to maintain a healthy and sustainable operation. From the current ratio, which helps assess liquidity, to the net profit margin, offering a glimpse into profitability, these ratios are instrumental in making informed financial decisions. Whether you're a startup or an established business, mastering these metrics can lead to better financial stability and growth.

Need to make the most of the upcoming holiday shopping spree? Discover how to help finance your small business during the holiday season with five smart strategies.

Need to make the most of a seasonal cash injection? Learn how to use your seasonal business loan most effectively in this guide.

Need financing to maximize your seasonal business income? Check out our breakdown of five seasonal business loans in this handy guide!

Liquidity measures how easily and quickly a business can convert its assets into cash at a fair market value. Liquidity is important to small businesses in a number of situations. In the event of a downturn, for example, having assets that are “close” to cash may allow you to keep paying the bills until your […]

Learn what free cash flow is, how to calculate it, and why free cash flow is important to small businesses.

Learn all about liquidity ratios, including types of liquidity ratios, how to calculate them, and why they are important to small business owners.

Learn all about liquid assets, including why they matter for your small business and how to increase your liquid assets.

Learn what working capital management is, why it’s important, and how to improve your working capital management.

Learn what equipment financing is, how it works, equipment financing options, and the benefits of equipment financing.