By default, all Gravity merchants receive their credit card revenue in 48 hours.
Merchants can elect to receive next day deposits* for a $5 nominal fee per MID. In order to receive next-day deposits, you must batch out before 9:00pm EST / 6:00pm PST Monday – Thursday. Payments received Friday – Sunday will be deposited on Monday.
Complete this form and submit to a Gravity team member to get started with next-day depositing. Download Form.
*Merchants utilizing legacy Pax PX5 and PX7 devices are unable to receive next day deposits. Please contact your Account Manager for information on how to upgrade your payment terminal.
Wells – Omaha Front end and Omaha Backend (First Data Omaha)
| Day of the Week | Early Cutoff Time for Funding Date | ACH to Bank Account (subject to bank delivery) |
| Monday | 4:00PM PST | Tuesday |
| Tuesday | 4:00PM PST | Wednesday |
| Wednesday | 4:00PM PST | Thursday |
| Thursday | 4:00PM PST | Friday |
| Friday | 4:00PM PST | Saturday |
| Saturday | 4:00PM PST | Monday |
| Sunday | 4:00PM PST | Monday |
Wells – North Front end and Omaha Backend (First Data North)
| Day of the Week | Early Cutoff Time for Funding Date | ACH to Bank Account (subject to bank delivery) |
| Monday | 1:00PM PST | Tuesday |
| Tuesday | 1:00PM PST | Wednesday |
| Wednesday | 1:00PM PST | Thursday |
| Thursday | 1:00PM PST | Friday |
| Friday | 1:00PM PST | Saturday |
| Saturday | 1:00PM PST | Monday |
| Sunday | 1:00PM PST | Monday |
Wells – Nashville Front end and Omaha Backend (First Data Nashville)
| Day of the Week | Early Cutoff Time for Funding Date | ACH to Bank Account (subject to bank delivery) |
| Monday | 2:00pm PST | Tuesday |
| Tuesday | 2:00PM PST | Wednesday |
| Wednesday | 2:00PM PST | Thursday |
| Thursday | 2:00PM PST | Friday |
| Friday | 2:00PM PST | Saturday |
| Saturday | 2:00PM PST | Monday |
| Sunday | 2:00PM PST | Monday |
NOTE: Due to the way Nashville batches are handled in FirstData POSM, it is not feasible to offer 24-hour funding on PX5 and PX7 devices. The Broad POS times are overridden by POSM.
Harris (Cynergy – Tsys or Paymentech) *Always 48hr deposit*
| Day of the Week | Early Cutoff Time for Funding Date | ACH to Bank Account (subject to bank delivery) |
| Monday | 10:00PM PST | Wednesday |
| Tuesday | 10:00PM PST | Thursday |
| Wednesday | 10:00PM PST | Friday |
| Thursday | 10:00PM PST | Monday |
| Friday | 10:00PM PST | Tuesday |
| Saturday | 10:00PM PST | Tuesday |
| Sunday | 10:00PM PST | Tuesday |
You can set up next day funding on TSYS.
Merchants that batch out before 9:00 p.m. EST/6:00 p.m. PST, will see funds deposited the next day with one exception: Friday, Saturday, Sunday funds are deposited on Monday.
NDF Benefits
- Later batch out time requirements (9 PM EST/6PM PST) than most other processors
- More competitive in the marketplace; not all processors offer this program
- Next day deposits include all card brands; Visa, MasterCard, Discover and American Express OnePoint®
NDF Qualifications
- TSYS Front-End boarding only
- Average ticket size of $500 or less*
- Monthly volume not to exceed $100K*
- Only Tier 1 merchants (80% or more swiped) will be considered*
- Future deliverable merchants are prohibited (i.e. furniture stores)*.
**There is an additional $5 per month, per MID fee for the next day deposits**
Please find the attached form for setting up a merchant with next day depositing.
General rule —> 48hs funding
Omaha FE closing batch before 4.00 PM PST —> Next Day Funding
Nash FE closing batch before 2.00 PM PST —> Next Day Funding
North FE closing batch before 1.00 PST —> Next Day Funding