Local Business

Small Business

Credit Card Processing Solutions for Small Business Owners

Merchant Services For Small Business

small business

Small business owners often need merchant services in order to accept payments from their customers. However, with so many credit card processing options, it’s hard to know what to exactly look for.

We have found that many small business owners are taken advantage of when looking for merchant service solutions. Many of the processing features they are offered are suited better for corporate or enterprise businesses, but aren’t necessarily needed by small businesses. That’s why we don’t take a one-size-fits all approach, because we understand your small business runs differently than the one down the street.

From gift and loyalty systems to bring back customers, eCommerce solutions to take your brick-and-mortar business online, or POS systems to make accepting payments as easy as possible, Gravity Payments offers everything you need, but nothing you don’t want. Our mission is to find the right merchant service solution that works best for how you run your small business.

Let’s talk!
Need merchant services for your business? Just fill out this form or call 866-701-4700.

Briefly tell us about your business and how we can help you:

Thanks for your inquiry.

A member of the Gravity team will get in touch with you as quickly as possible.

Want to learn more about Gravity Payments? Continue browsing gravitypayments.com or follow us on social media!

Why do more small businesses trust Gravity?


City Peanut | Boise, ID


  • We’re honest. So much so, we’ll tell you if we can’t beat a great deal you’re already getting.
  • We’re completely transparent. We don’t hide anything in the fine print or confuse you with industry jargon.
  • We provide good old-fashioned customer service. You won’t be stuck in a phone tree or talk to a robot. Our Support Team is on call 24/7 to help whenever you may have an issue.
  • We don’t talk. We listen. You run the conversation and tell us how you want to run your business. We’ll figure out what we can do to help.
  • We have your best interests in mind. We don’t sell you equipment or services you don’t need. Our only motivation is to help find the solution that best fits your business.
  • We make it simple to accept payments. As soon as you tell us what you need, we’ll do all the heavy lifting.


If you have questions about accepting payments, or aren’t really sure where to begin, let’s have a quick chat! Fill out the form above and someone on our team will be standing by, ready to answer any questions you may have.

What features typically work best for small business owners?

  • POS Systems
    • With more features than just a regular terminal, a point-of-sale system can integrate with every function and operation of your small business by keeping everything under one roof. Not only can it run credit card payments, but will also simplify accounting, keep track of employee and inventory management, and increase operational efficiency. For more information on POS systems, click here.
  • Credit Card Terminals
    • A credit card terminal is the simplest way for your business to start processing payments. Terminals can run regular magnetic stripe transactions, but can also accept EMV, NFC and Apple Pay, mobile payments, and more. If you have access to the internet, your small business can accept payments as soon as possible. For more information on credit card terminals, click here.
  • Payment Gateways
    • Want to take your brick-and-mortar store online? A payment gateway (or a virtual terminal) can help your small business accept payments through a website. Whether you are selling clothing, books, home furnishings, or whatever it may be, plugging into an online shopping cart via a payment gateway can be a great tool. For more information on payment gateways, click here.

Other merchant services for small business with Gravity Payments:

  • Accept all major credit cards (Visa, MasterCard, Amex, Discover)
  • Credit Card Processing
  • Scalability with your business
    • Hundreds of products and services to continually fit the needs of your organization
    • We build solutions to fit your needs
    • We don’t take a one-size-fits-all approach
  • No leases
  • 24-hour Customer Support
    • No phone trees. Get support from a real person when you need it.
  • Personal Account Representative
  • Mobile Payments
    • EMV-enabled*
    • Magnetic stripe reader*
    • Key-enter payments
    • Backoffice reporting*
    • Works with most devices (iOS/Android)
  • POS Systems
    • Sales reporting and analytics
    • Customer management
    • Employee management
    • Inventory management
    • Table management
    • Kitchen printer
    • Additional kitchen screens
    • And more!
  • eCommerce
  • Working Capital
    • Help grow your organization
    • Free and easy application process
    • No late payments
    • Flexible terms
    • Access to immediate funds
  • Analytics
  • Gift Card and Loyalty programs
  • Detailed Statements

*Some features not available on all equipment

Not sure where to start?