You can request your offer by completing the short form above. Once you fill out the form and click “Request My Offer”. You will receive an email with your offers upon a KYC.

If you don’t like your pre-approved offers, you are more than welcome to apply for Gravity Capital by filling out the form on this page.

For Gravity Capital Lite, you don’t need an application. Once KYC is approved and you select an offer you like, and then we will send you the agreement via docusign.

We automatically collect an agree upon set percentage of your daily credit card sales and apply this amount to your outstanding balance. You pay a bit more on busy days and less on slower days. This happens before the funds are deposited to your bank account, so you don’t have to worry about remembering to make a payment or funds being automatically withdrawn from your account.

Gravity Capital is not a traditional loan and does not have compounding interest. We agree to a set dollar amount that you will pay back. Every dollar you repay lowers this balance. You will get a complete quote when you receive your offers.

Once you agree to an offer we will send you our future purchase of receivables agreement. Once this is signed, you can expect the funds to be available within 48 hours.

Yes! You can pay off the amount owed or make an additional payment at any time. There are no fees for early repayment.

You can potentially utilize Gravity Capital with other short-term funding. While it is not guaranteed, connect with your account representative to learn more.

Of course! Let’s say Ice Cream Shop A applies for $10,000. After a speedy review, we approve them for $10,000 with the following options:

Option 1

Funding Amount: $10,000

Financing Fee: $2,000

Payback Amount: $12,000

Sales toward repayment: 10%

Option 2

Funding Amount: $10,000

Financing Fee: $2,200

Payback Amount: $12,200

Sales toward repayment: 8%

Option 3

Funding Amount: $10,000

Financing Fee: $2,300

Payback Amount: $12,300

Sales toward repayment: 6%

They decide to go with Option 1. The next day, the funds are available in their bank account. At the end of the day, they had $500 in credit card sales. Before that money arrives in their bank account, $50.00 is automatically applied to his outstanding balance of $12,000. Their outstanding balance is now $11,950, and they receive a deposit of $450 to their bank account. This process is then repeated until the balance is paid off.

No.

If this happens to you, reach out to us at [email protected] to develop a plan together.