We are currently experiencing a Clover outage impacting merchants using Clover devices. Clover has identified the cause of the issue and is working actively to solve it. Merchants may experience timeouts and slow processing.

We appreciate your patience and will continue to provide updates as they arise.

Integrated Merchants: If you are unable to use the Sales App on your Clover device, please use manual entry on your POS, or email [email protected] for access to a virtual terminal.

Standalone (Non-Integrated) Merchants: If you are unable to use the Sales App on your Clover device, please email [email protected] for access to a temporary payments gateway.

Note: This page is intended for informational purposes only. For recommendations or advice specific to your business, please consult your financial professional.

For general information, see Gravity’s Coronavirus Small-Business Survival Kit.

For local information, see our State-by-State COVID-19 Small-Business Resources.


Loan and Tax Resources

Help for Employees

Set Up Online Ordering

More Restaurant Resources

State, City Resources

Alternative-Payment Options

Gravity Payments Services

Loan and Tax Resources

For the latest news and information, visit the federal government’s Financial Assistance After a Disaster or COVID-19 general information pages.

Loan information

Coronavirus (COVID-19): Small Business Guidance and Loan Resources: Information on the Paycheck Protection Program, loans and loan advances, debt relief, and more.

Paycheck Protection Program: Authorizes up to $349 billion toward job retention and certain other expenses for Americans employed by small businesses.

Economic Injury Disaster Loans and Loan Advance: Small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000.

COVID-19 Economic Injury Disaster Loan application.

Tax information

The IRS has put together the Coronavirus Tax Relief page with the latest tax and small-business information.

General small-business information is available at the IRS Small Business and Self-Employed Tax Center.


Help for employees

The Department of Labor’s Coronavirus page and Disaster Unemployment Assistance page have information on eligibility, benefits, and filing a claim.

More information is available on the federal government’s Financial Assistance After a Disaster or COVID-19 general information pages.

Highlights of the Stimulus Package

Details subject to change.

$1,200 Stimulus Check

People earning $75,000 or less in adjusted gross income (as of 2018) will get a direct payment of:

  • Individuals: $1,200 (Income up to $75,000).
  • Married: $2,400 (Income up to $150,000).
  • Individual Head of Household: $1,200 (Income up to $112,500).
  • An additional $500 per child.

Payments will scale down and phase out entirely at $99,000 ($198,000 for married) about 5 percent per $1,000 over till 0.

First half of payment is potentially slated to go out in the mail April 6, and second half May 18.

Taxpayers that authorized payment of previous tax refunds via ACH (on or after Jan 1st 2018 or in the event the individual did not file in that year 2019 would be used) will have payments delivered to the bank account on file (SEC. 6428. 2020 3-(B)).

Unemployment benefits increase by $600

Unemployment benefits are based on state rules and how much money you earned while working, with a weekly cap on how much unemployment you can get for a state defined number of weeks. The stimulus bill adds an additional 13 weeks to what the maximums are for each state and $600 on top of the qualified benefit.

Below are the current maximums per state per week:

  • Idaho: $405, 26 weeks
  • Washington $790, 26 weeks
  • California $450, 26 weeks
  • Hawaii $630, 26 weeks
  • Oregon $590, 26 weeks
  • Nevada $427, 26 weeks
  • Missouri $320, 20 weeks
  • Texas $521, 26 weeks
  • Oklahoma $505, 26 weeks
  • Florida $275, 12 weeks
  • Michigan $362 (w/dependents), 20 weeks

Employees can qualify for unemployment benefits if they are laid off or fired (without misconduct).

Additional details:

  • Partial benefits may be available if hours are greatly reduced or employees are furloughed due to quarantine.
  • Employees who volunteer for unpaid leave may not qualify.
  • You are not likely to get coverage for “quitting.”
  • Coverage is for four months and potentially should cover a bulk of people’s incomes.


Set up online ordering

To help you get set up for online ordering as fast as possible, we’re recommending Gloria Food — restaurant ordering software that lets you take unlimited orders with zero fees.

Here’s what we like about it:

  • Gloria is easy to set up.
  • It’s affordable.
  • You can link Gloria to your existing Facebook account.
  • We can help you with set-up.

Pricing structure:

  • $29/month to take online payments.
  • We will set up a free* Payeezy gateway for you. (Set-up takes 24-48 hours, during which time you can still work on getting the website set up and take in store pickups.)
  • Optional: $9/month for a new web domain. (There’s no charge for adding the service to an existing website.)
  • Facebook ordering is free, unless you want to take online payments.

To get set up with Gloria, you’ll need the following:

  • Phone or tablet to receive orders. (We can push the app to you.)
  • Menu.
  • Your website address, if applicable. We can also work off your company’s Facebook page.
  • About an hour of your time.

When you’re ready to start, send us an email at [email protected].

We’ll walk you through the process and help with menu builds as necessary.

*Gravity Payments is temporarily waiving the costs for the Payeezy gateway and we will not be setting up a different merchant account at this time. Free set-up is subject to change.


More restaurant resources


State, city resources

State-by-State COVID-19 Small-Business Resources.


Alternative-Payment Options

A number of firms are lowering costs and/or waiving hosting fees. Be sure to ask.

Online-ordering and delivery services
Point-of-sale and integration services


Gravity Payments services

Gift and loyalty cards. Allow customers to give you a vote of confidence now for when business gets back to normal.

E-commerce. We’ll help you provide a safe, easy online shopping experience for your customers.

Gravity Support page. No robots. No phone trees. Just help from real people.