Credit Card Processing Archives · Gravity Payments

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How to Understand Credit Card Pricing Structures

For many businesses, credit card processing fees account for their fourth largest expense (behind payroll, rent, and cost of goods sold). Because there are many types of processing fees, it can be difficult to figure out exactly how much you’re paying and why. At Gravity, we try to simplify this process as much as possible, … Continued

What You Should Know About Surcharging

The process of surcharging allows you to pass on the cost of certain credit card fees to your customers. Because credit card fees often make up the fourth-biggest expense for a small business (behind rent, payroll, and cost of goods), this can be a great option to help you save some money each month. However, … Continued

Chargebacks: What Every Business Owner Needs to Know

By Cassidy Roell, Sales Assistant, ChargeItPro When I started working in merchant services, I had never heard the term “chargeback” before. I quickly learned that, if ignored, they can put even successful companies out of business. I was interested in learning more about chargebacks, not only so I could do my job supporting our sales … Continued

EMV Transactions Will No Longer Require Signatures

In a move that could potentially save business owners some valuable time, the four major credit card issuers in the United States–Visa, Mastercard, American Express, and Discover–will no longer require merchants to collect customer signatures on EMV credit card transactions. The move, which goes into effect Sunday, April 15th, has been a long-time coming and … Continued

Tax Tips for Small Business Owners

“Nothing is certain but death and taxes.” What is also certain? Preparing for tax season–especially if you’re a small business owner–can be a real (and possibly expensive) pain in the neck. But it doesn’t have to be. We talked to a several finance pros who work directly with small businesses, both during tax season and … Continued

How Dan Price Caught The Entrepreneurial Bug

“Wow, this is like paradise. I can actually wake up every day, do what I’m passionate about, and help my clients.” Entrepreneur Magazine caught up with our CEO, Dan Price, at Growth Conference in Miami after he made his “Entrepreneur of 2014” acceptance speech. Dan credits much of his “entrepreneurial bug” to just wanting to help … Continued

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