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Category: Industry Updates

Beneficial Ownership Rule

What is the FinCEN Beneficial Ownership Rule? The Financial Crimes Enforcement Network (FinCen), a department of the United States Treasury, introduced the Beneficial Ownership Rule in May of 2016 with a mandatory implementation date of May 11th, 2018. The Beneficial Ownership Rule mandates financial institutions collect ownership information when legal entities open a new account. … Continued

EMV Transactions Will No Longer Require Signatures

In a move that could potentially save business owners some valuable time, the four major credit card issuers in the United States–Visa, Mastercard, American Express, and Discover–will no longer require merchants to collect customer signatures on EMV credit card transactions. The move, which goes into effect Sunday, April 15th, has been a long-time coming and … Continued

Mastercard 2-Series Credit Card Numbers

Credit Card Processing, your business, and the new Mastercard BIN-2 Series. What is changing? Mastercard is now beginning to issue credit and debit cards with a BIN starting with the number 2. A BIN refers to the first six (6) digits of a credit or debit card number and is used to identify the card … Continued

Myths vs Reality: EMV

  EMV: Reality Check Myth: Every business must get EMV or you will get chargebacks guaranteed. Reality: No one is making anyone get EMV. This is a choice you as the business owner have to make. Gravity Payments exists to help educate you in making that choice, but we won’t force you one way or the … Continued

What is EMV

What is EMV? Europay, MasterCard, Visa, or in other words, EMV, is currently the most secure way to run transactions from a plastic credit card or debit card. This technology uses a computer chip on your card to authenticate the transaction. Of course, that is just the beginning. There are probably a bunch of questions you … Continued

EMV and Your Business

Do I have to upgrade? You are not required to upgrade your equipment—the liability shift is to encourage you to do so. Take the time and figure out what the best decision is for your business. Here are some of the small benefits of upgrading your POS technology: Security — The latest EMV technology has … Continued

The EMV-Liability Shift is Here. Still Got Questions?

With the EMV-liability shift now in effect, there still might be confusion and lingering questions about how it actually works. To get to the bottom of it and make sure our clients understand all the facts, one of our team members in Portland, Tanya W., spoke with Propel PRO Network to get a few questions … Continued

What the EMV Liability Switch Means For Your Business

How Apple Pay Will Benefit Small Business Owners

As you know, Apple Pay launched on October 20 at over 220,000 businesses in the United States. Although it launched at big name companies, here’s how Apple Pay will better benefit small business owners. Increased security. With Apple Pay’s newest technology, business owners will never get consumers names or credit card numbers. You’ll never have to worry again … Continued

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